https://fingerlakesrealestatereports.com Our mission at The Vicki Schamel Team is to be your best resource for Southern Tier & Finger Lakes real estate advice. Whether you are a buyer, seller, or investor, our team of professionals can answer any questions you might have about real estate. If you are looking to buy or sell a home, you can get all the information and the latest updates, tips, and tricks from The The Vicki Schamel Team, your professional Southern Tier & Finger Lakes Real Estate Agents. en vickischamel@kw.com Wed, 20 May 2026 19:20:45 +0000 Licensed Real Estate Associate Broker at The Schamel Team | Keller Williams Realty Southern Tier & Finger Lakes Business vickischamel@kw.com Licensed Real Estate Associate Broker at The Schamel Team | Keller Williams Realty Southern Tier & Finger Lakes Licensed Real Estate Associate Broker at The Schamel Team | Keller Williams Realty Southern Tier & Finger Lakes false Our mission at The Vicki Schamel Team is to be your best resource for Southern Tier & Finger Lakes real estate advice. Whether you are a buyer, seller, or investor, our team of professionals can answer any questions you might have about real estate. If you are looking to buy or sell a home, you can get all the information and the latest updates, tips, and tricks from The The Vicki Schamel Team, your professional Southern Tier & Finger Lakes Real Estate Agents. Our mission at The Vicki Schamel Team is to be your best resource for Southern Tier & Finger Lakes real estate advice. Whether you are a buyer, seller, or investor, our team of professionals can answer any questions you might have about real estate. If you are looking to buy or sell a home, you can get all the information and the latest updates, tips, and tricks from The The Vicki Schamel Team, your professional Southern Tier & Finger Lakes Real Estate Agents. https://fingerlakesrealestatereports.com/your-tax-refund-could-be-your-down-payment.html New York Real Estate Real Estate Home Buying vickischamel@kw.com Fri, 24 Apr 2026 07:00:00 +0000 https://storage.googleapis.com/podcast-shows/Vicki%20Schamel/2026/Your%20Tax%20Refund%20Could%20Be%20Your%20Down%20Payment.mp4 Tax refunds are coming in higher than last year, with the average sitting around $3,500. If homeownership has been on your radar, that refund could be a real boost toward making it happen. In this video, I share a few smart ways to put your tax refund toward buying a home, including one option most buyers don't realize is available to them. Watch my video to see how that refund can work harder for you. false Tax refunds are averaging about $3,500 this year, and if homeownership is on your radar, that money could go a lot further than you think. Licensed Real Estate Associate Broker at The Schamel Team | Keller Williams Realty Southern Tier & Finger Lakes Tax refunds are averaging about $3,500 this year, and if homeownership is on your radar, that money could go a lot further than you think. https://fingerlakesrealestatereports.com/property-assessment-going-up-in-the-finger-lakes.html Finger Lakes Real Estate Property Tax Tips Real Estate vickischamel@kw.com Mon, 13 Apr 2026 07:00:00 +0000 https://storage.googleapis.com/podcast-shows/Vicki%20Schamel/2026/Property%20Assessment%20Going%20Up%20in%20the%20Finger%20Lakes_.mp4 Did you just get a letter saying your property assessment went up? You're not alone, and it doesn't automatically mean your taxes are going to skyrocket. Some areas in the Finger Lakes are being reassessed this year, and there are specific things you can check right now to make sure your numbers are accurate. In this video, I walk through how to verify your land value, home value, and exemptions, how to file a grievance using Form RP-524, and what to do if your assessment doesn't match comparable homes in your area. Watch my video to learn how to protect yourself before the deadline passes. false A higher assessment doesn't automatically mean higher taxes. Here's how to check your numbers, challenge what's wrong, and make sure you're only paying your fair share. Licensed Real Estate Associate Broker at The Schamel Team | Keller Williams Realty Southern Tier & Finger Lakes A higher assessment doesn't automatically mean higher taxes. Here's how to check your numbers, challenge what's wrong, and make sure you're only paying your fair share. https://fingerlakesrealestatereports.com/3-financial-benefits-of-owning-a-home.html Home ownership Benefits Real Estate Wealth Building vickischamel@kw.com Thu, 12 Mar 2026 07:00:00 +0000 https://storage.googleapis.com/podcast-shows/Vicki%20Schamel/2026/3%20Financial%20Benefits%20of%20Owning%20a%20Home.mp4 Still think homeownership is just an added expense? Many people see their home as just a place to live. But when you look at it differently, it can become one of the most powerful financial tools you own. Today, I’m sharing three simple reasons why homeownership helps build wealth over time. You’ll learn how stable housing costs, growing equity, and long-term value can shape your financial future. Check out my full video to see how homeownership can help you build wealth over time—and why it’s still one of the best long-term financial investments. false Many people see their home as just a place to live. But when you look at it differently, it can become one of the most powerful financial tools you own. Licensed Real Estate Associate Broker at The Schamel Team | Keller Williams Realty Southern Tier & Finger Lakes Many people see their home as just a place to live. But when you look at it differently, it can become one of the most powerful financial tools you own. https://fingerlakesrealestatereports.com/new-york-housing-affordability-2026-update.html Home Affordability Mortgage Rates 2026 vickischamel@kw.com Thu, 26 Feb 2026 07:00:00 +0000 https://storage.googleapis.com/podcast-shows/Vicki%20Schamel/2026/New%20York%20Housing%20Affordability_%202026%20Update.mp4 Is housing finally getting more affordable in 2026? For the past few years, many buyers felt like they were chasing prices that kept moving out of reach. Rates were high, values were climbing fast, and it felt hard to get ahead. Today, I’m breaking down what I’m seeing locally in the Southern Tier and Finger Lakes and why affordability may be improving. Learn how lower mortgage rates, slower price growth, and New York’s affordability index all factor into your buying power. If you’ve been waiting for the right time to get back in the market, this might be it. Take a look at the full update false Mortgage rates have eased, price growth has cooled, and New York’s affordability index is hovering near 100%. Find out what those numbers mean for your next move. Licensed Real Estate Associate Broker at The Schamel Team | Keller Williams Realty Southern Tier & Finger Lakes Mortgage rates have eased, price growth has cooled, and New York’s affordability index is hovering near 100%. Find out what those numbers mean for your next move. https://fingerlakesrealestatereports.com/what-homebuyers-and-sellers-should-focus-on-in-2026.html Market Update Real Estate vickischamel@kw.com Sat, 10 Jan 2026 00:00:00 +0000 https://storage.googleapis.com/podcast-shows/Vicki%20Schamel/2026/What%20Homebuyers%20and%20Sellers%20Should%20Focus%20on%20in%202026.mp4 Why does every year start with big plans but end with the same conversations? Many buyers and sellers feel ready for change but never take the first step. Today, I’m breaking down how to turn 2026 real estate goals into action. Find out how shifting market conditions and simple planning can help you move forward, plus a homebuyer and seller guide to help you get started. Check out my latest video to learn more. false Transitioning from renter to owner is a major leap, but with interest rates shifting and prices adjusting, 2026 offers a unique window to finally start your family legacy. Licensed Real Estate Associate Broker at The Schamel Team | Keller Williams Realty Southern Tier & Finger Lakes Transitioning from renter to owner is a major leap, but with interest rates shifting and prices adjusting, 2026 offers a unique window to finally start your family legacy. https://fingerlakesrealestatereports.com/wishing-you-joy-this-christmas.html Real Estate Our Team vickischamel@kw.com Wed, 17 Dec 2025 00:00:00 +0000 https://storage.googleapis.com/podcast-shows/Vicki%20Schamel/Wishing%20You%20Joy%20This%20Christmas.mp4 What are you thankful for this Christmas season after a busy year? I’m so grateful for the trust you’ve placed in me and for letting me be part of your real estate journey. It’s been a true privilege to celebrate these milestones with you. I hope your season is filled with laughter, cozy moments, and time with the people who matter most. Let this short greeting add a bit of cheer to your season. false I’m grateful for your trust this year and hope your Christmas is filled with joy and warmth Licensed Real Estate Associate Broker at The Schamel Team | Keller Williams Realty Southern Tier & Finger Lakes I’m grateful for your trust this year and hope your Christmas is filled with joy and warmth https://fingerlakesrealestatereports.com/why-the-assessed-home-value-doesn-t-match-the-list-price.html Market Update Real Estate vickischamel@kw.com Tue, 02 Dec 2025 00:00:00 +0000 https://storage.googleapis.com/podcast-shows/Vicki%20Schamel/Why%20the%20Assessed%20Home%20Value%20Doesn%E2%80%99t%20Match%20the%20List%20Price.mp4 Why does the assessed value always look so low? Buyers ask me this almost every week during showings. The truth is that assessed value has nothing to do with today’s market. Today, I’ll explain exactly why these numbers don’t match and what you should focus on instead. You’ll learn how list prices are set and why assessments lag behind. Check out my latest video and avoid one of the most common buyer mistakes. false Assessed value and market value serve two different purposes. Understanding the difference can help you make clearer buying decisions. Licensed Real Estate Associate Broker at The Schamel Team | Keller Williams Realty Southern Tier & Finger Lakes Assessed value and market value serve two different purposes. Understanding the difference can help you make clearer buying decisions. https://fingerlakesrealestatereports.com/a-message-of-thanks-and-gratitude-this-thanksgiving.html Market Update Real Estate vickischamel@kw.com Sun, 23 Nov 2025 00:00:00 +0000 https://storage.googleapis.com/podcast-shows/Vicki%20Schamel/A%20Message%20of%20Thanks%20and%20Gratitude%20this%20Thanksgiving%20(2).mp4 As Thanksgiving approaches, I’d like to take a moment to express my gratitude to all of you. I have met some truly wonderful people, and I’m proud to have helped so many reach their real estate goals over the years. Enjoy this holiday season, and together, let’s work on your goals once more in 2026. Here’s a short but heartfelt Thanksgiving message from me. false My deepest gratitude for trusting me with your goals. Enjoy your holidays, then let's connect to make your next big move seamless and successful. Licensed Real Estate Associate Broker at The Schamel Team | Keller Williams Realty Southern Tier & Finger Lakes My deepest gratitude for trusting me with your goals. Enjoy your holidays, then let's connect to make your next big move seamless and successful. https://fingerlakesrealestatereports.com/is-real-estate-a-good-long-term-investment-in-the-finger-lakes.html Market Update Real Estate Home Buyer Tips vickischamel@kw.com Thu, 06 Nov 2025 00:00:00 +0000 https://storage.googleapis.com/podcast-shows/Vicki%20Schamel/Is%20Real%20Estate%20a%20Good%20Long-Term%20Investment%20in%20the%20Finger%20Lakes_.mp4 Are you wondering why real estate is the top investment choice for 2025? With financial markets shifting and uncertainty on the rise, property continues to outperform other investment options like stocks, crypto, and bonds. In this video, I'll share the reasons why real estate is a smart, long-term wealth-building strategy that can offer stability and consistent returns. Click the link below to watch my video. false The real estate industry in the Finger Lakes is outpacing other investment options, beating stocks and crypto. Licensed Real Estate Associate Broker at The Schamel Team | Keller Williams Realty Southern Tier & Finger Lakes The real estate industry in the Finger Lakes is outpacing other investment options, beating stocks and crypto. https://fingerlakesrealestatereports.com/when-s-the-best-time-to-buy-a-home-in-finger-lakes.html Market Update Real Estate vickischamel@kw.com Sun, 26 Oct 2025 00:00:00 +0000 https://storage.googleapis.com/podcast-shows/Vicki%20Schamel/Buyers%20This%20One%20is%20For%20You.mp4 Wondering when’s the best time to buy a home in Finger Lakes? Well, that time could be now. After years of tight inventory, more homes are finally hitting the market and with slightly lower prices and interest rates. In my video, I’ll break down the latest housing trends and explain how they’ll give you the confidence to start your home search. Check out my video to learn more. false After years of tight inventory, more homes are finally hitting the market and with slightly lower prices and interest rates. Licensed Real Estate Associate Broker at The Schamel Team | Keller Williams Realty Southern Tier & Finger Lakes After years of tight inventory, more homes are finally hitting the market and with slightly lower prices and interest rates. https://fingerlakesrealestatereports.com/5-reasons-to-list-your-finger-lakes-home-this-fall.html Real Estate Market Update vickischamel@kw.com Fri, 10 Oct 2025 00:00:00 +0000 https://storage.googleapis.com/podcast-shows/Vicki%20Schamel/5%20Reasons%20To%20List%20Your%20Finger%20Lakes%20Home%20This%20Fall.mp4 Are you wondering when’s the best time to sell your Finger Lakes home? Many sellers believe spring is the only season to list, but waiting could actually mean more competition and higher interest rates. In this video, I’ll share five key reasons why selling now can work to your advantage, from serious buyers to less competition. Check out my latest video to learn why this season might be the best time to sell your home. false Serious buyers, less competition, and seasonal appeal make fall a prime time to sell your home. Licensed Real Estate Associate Broker at The Schamel Team | Keller Williams Realty Southern Tier & Finger Lakes Serious buyers, less competition, and seasonal appeal make fall a prime time to sell your home. https://fingerlakesrealestatereports.com/2026-housing-projections-and-seller-strategy-in-the-southern-tier.html vickischamel@kw.com Wed, 24 Sep 2025 00:00:00 +0000 https://storage.googleapis.com/podcast-shows/Vicki%20Schamel/2026%20Housing%20Projections%20and%20Seller%20Strategy%20in%20the%20Southern%20Tier.mp4 Is your home getting lost in a slower market? I’ve been seeing an increasing number of "expired listings" and fewer home sales. However, NAR data shows that this market slowdown is temporary and is a normal part of the real estate cycle. Let me help you understand today’s market so you can strategize on your next move and position yourself to win once the market rebounds in 2026. Don't let your home become another expired listing; Check out the video link below to find out how to sell it now. false With home sales down in 2025, sellers are getting discouraged, but data shows that sales are poised for a major rebound in 2026. Licensed Real Estate Associate Broker at The Schamel Team | Keller Williams Realty Southern Tier & Finger Lakes With home sales down in 2025, sellers are getting discouraged, but data shows that sales are poised for a major rebound in 2026. https://fingerlakesrealestatereports.com/how-to-use-an-escalation-clause-to-win-a-bidding-war-without-overspending.html Market Update Real Estate vickischamel@kw.com Wed, 10 Sep 2025 00:00:00 +0000 Worried you’ll lose a bidding war in a competitive housing market? Losing out on your dream home due to multiple offers is a frustrating experience, but I know a strategy that will help you win without overspending: an escalation clause. I’ll explain what it is, how it works, and how it can give you a major advantage when competing with other buyers for your dream home. This simple clause helps you bid smart and win without overspending. Check out my latest video if you’re ready to stop guessing and start winning. false Escalation clauses let your offer rise automatically, helping you stay ahead without risking more than you can afford. Licensed Real Estate Associate Broker at The Schamel Team | Keller Williams Realty Southern Tier & Finger Lakes Escalation clauses let your offer rise automatically, helping you stay ahead without risking more than you can afford. https://fingerlakesrealestatereports.com/finger-lakes-home-sellers-are-offering-concessions-this-summer.html Market Update Real Estate Estate Planning vickischamel@kw.com Tue, 05 Aug 2025 00:00:00 +0000 Are high interest rates and closing costs squeezing your budget? Buyers are cautiously returning to the market, but I have good news for you: concessions are back. I'll break down what's happening in the Finger Lakes market and how this interesting shift can benefit you, whether you're buying or selling. Don't miss this update! Check out my latest video to learn more. false Nearly half of sellers (44%) are sweetening the deal with concessions or incentives. Licensed Real Estate Associate Broker at The Schamel Team | Keller Williams Realty Southern Tier & Finger Lakes Nearly half of sellers (44%) are sweetening the deal with concessions or incentives. https://fingerlakesrealestatereports.com/why-price-reductions-are-common-in-our-local-housing-market.html Market Update Real Estate vickischamel@kw.com Fri, 25 Jul 2025 00:00:00 +0000 Homes that used to sell in days are now sitting on the market. What’s changed? Today’s market is slowing, and sellers who ignore that shift risk missing out. I’m here to break down what price reductions signal, what a “balanced market” really means, and why knowing your true bottom line is more important than ever. If you’re thinking of listing, don’t go in blind. If you’re ready to sell your home this summer, check out my latest video. false Price cuts, longer days on market, and changing competition. Here’s what home sellers need to know this summer. Licensed Real Estate Associate Broker at The Schamel Team | Keller Williams Realty Southern Tier & Finger Lakes Price cuts, longer days on market, and changing competition. Here’s what home sellers need to know this summer. https://fingerlakesrealestatereports.com/what-buyers-need-to-know-before-touring-homes-this-summer.html Market Update Real Estate Home Buyer Tips vickischamel@kw.com Tue, 08 Jul 2025 00:00:00 +0000 Are you thinking of touring homes this summer? If so, there’s one step you can’t skip. Starting this year, homebuyers need a signed Buyer Representation Agreement with your agent before stepping inside a property. I’m here to explain what this agreement is for and how it can benefit you as a buyer. By taking this step, you gain clarity and transparency throughout the home-buying process. If you're starting your home search, check out my latest video to learn about this important step. false Buyers in 2025 need written contracts before showings. Learn what these agreements mean and how they protect you. Licensed Real Estate Associate Broker at The Schamel Team | Keller Williams Realty Southern Tier & Finger Lakes Buyers in 2025 need written contracts before showings. Learn what these agreements mean and how they protect you. https://fingerlakesrealestatereports.com/mid-year-finger-lakes-housing-forecast-for-buyers-and-sellers-in-2025.html Real Estate Market Update vickischamel@kw.com Mon, 23 Jun 2025 00:00:00 +0000 Timing is everything in real estate, and summer is moving fast. We’re halfway through the year, and while homes are still selling, they’re staying on the market a bit longer than earlier in 2025. In this mid-year housing update for the Finger Lakes, I’ll break down what’s happening: days on market, interest rates, and what experts are saying about home prices. Whether you're looking to buy at the right time or list before the back-to-school season kicks in, this could be your window. Check out my latest video to learn more. false Inventory is growing, interest rates remain steady, and home values are holding strong. Here's what this means for buyers and sellers. Licensed Real Estate Associate Broker at The Schamel Team | Keller Williams Realty Southern Tier & Finger Lakes Inventory is growing, interest rates remain steady, and home values are holding strong. Here's what this means for buyers and sellers. https://fingerlakesrealestatereports.com/affordability-index-explains-why-now-could-be-the-best-time-to-buy-a-home.html Market Update Real Estate vickischamel@kw.com Tue, 03 Jun 2025 00:00:00 +0000 Home prices are up around 6% this year, but that’s only half the story. In the Southern Tier, affordability is also rising.The local affordability index is 185, which means buyers in our area have more purchasing power than most. I’m here to explain what this means for buyers and sellers and share three of our latest market trends in the Southern Tier and Finger Lakes. Check out my latest video to learn more! false A 6% jump in prices might sound scary, but an affordability index of 185 means homes are still relatively affordable. Licensed Real Estate Associate Broker at The Schamel Team | Keller Williams Realty Southern Tier & Finger Lakes A 6% jump in prices might sound scary, but an affordability index of 185 means homes are still relatively affordable. https://fingerlakesrealestatereports.com/your-guide-to-selling-your-home-this-spring-2025.html Market Update Real Estate vickischamel@kw.com Tue, 20 May 2025 00:00:00 +0000 If you want to sell your home quickly and for the most money this spring, I have you covered. I put together a comprehensive guide to selling your home this spring 2025. With strategic preparation, you can still sell your home and make the most of opportunities, even in a slow market. You’ll learn how to effectively stage, price, and market your home for today’s market. Are you ready to prepare your home for sale this season? Check out my latest video to get started! false From interest-rate shifts to staging must-dos and unlocking your home equity, here’s your no-fluff guide to a successful spring sale. Licensed Real Estate Associate Broker at The Schamel Team | Keller Williams Realty Southern Tier & Finger Lakes From interest-rate shifts to staging must-dos and unlocking your home equity, here’s your no-fluff guide to a successful spring sale. https://fingerlakesrealestatereports.com/how-do-you-search-for-homes-without-agents-bothering-you.html Real Estate Market Update vickischamel@kw.com Fri, 02 May 2025 00:00:00 +0000 Tired of having your information sold to agents while browsing homes online? I know how frustrating that can be. Imagine browsing for homes, only to find out later that your private info has most likely been sold to agents! I’ve created a home search website for Central New york buyers, and it doesn’t give away your contact details to anyone. This allows you to view listings and check your home’s value without the interruptions. With this new website, you’re in control, and your information stays secure, with no agents contacting you. Check out my video for more details! false I know a better way to search for homes in Central New York. Our website doesn’t sell your info to agents, giving you a stress-free experience without unwanted calls. Licensed Real Estate Associate Broker at The Schamel Team | Keller Williams Realty Southern Tier & Finger Lakes I know a better way to search for homes in Central New York. Our website doesn’t sell your info to agents, giving you a stress-free experience without unwanted calls. https://fingerlakesrealestatereports.com/high-roi-home-renovations-that-maximize-your-spring-sale.html Market Update Real Estate vickischamel@kw.com Mon, 24 Mar 2025 00:00:00 +0000 https://example.com/podcast.mp4 Simple upgrades like replacing doors can yield great returns and make your home stand out in a competitive market. false Simple upgrades like replacing doors can yield great returns and make your home stand out in a competitive market. Licensed Real Estate Associate Broker at The Schamel Team | Keller Williams Realty Southern Tier & Finger Lakes Simple upgrades like replacing doors can yield great returns and make your home stand out in a competitive market. Licensed Real Estate Associate Broker at The Schamel Team | Keller Williams Realty Southern Tier & Finger Lakes Licensed Real Estate Associate Broker at The Schamel Team | Keller Williams Realty Southern Tier & Finger Lakes nonadult Our mission at The Vicki Schamel Team is to be your best resource for Southern Tier & Finger Lakes real estate advice. Whether you are a buyer, seller, or investor, our team of professionals can answer any questions you might have about real estate. If you are looking to buy or sell a home, you can get all the information and the latest updates, tips, and tricks from The The Vicki Schamel Team, your professional Southern Tier & Finger Lakes Real Estate Agents.